Car Lease Calculator
Fill in the values and the answer updates as you type.
How the Car Lease Calculator works
Monthly payment = depreciation + finance charge. Depreciation = (price − residual) ÷ term. Finance charge = (price + residual) × money factor, where money factor = APR ÷ 2400. Taxes, fees, and down payment are not included.
Inputs and results
The Car Lease Calculator takes 4 inputs and gives 4 results.
What you enter
- Vehicle price ($) — starts at 35000.
- Residual value (%) — starts at 60.
- Lease term (months) — starts at 36.
- Interest rate (APR) (%) — starts at 6.
What you get
- Monthly payment
- Depreciation part
- Finance part
- Total over the lease
Example: Car Lease Calculator with the starting values
With vehicle price 35000 $, residual value 60 %, lease term 36 months and interest rate (apr) 6 %, the calculator returns:
| Monthly payment | $528.89 |
|---|---|
| Depreciation part | $388.89 |
| Finance part | $140 |
| Total over the lease | $19,040 |
Change any value above and the results update straight away.
Car Lease Calculator FAQ
How do I use the Car Lease Calculator?
Enter vehicle price, residual value, lease term and interest rate (apr) in the fields, then read monthly payment, depreciation part, finance part and total over the lease in the result panel. The answer updates as you type, and you can press Calculate or Enter to refresh it. Use “Copy link” to share your exact numbers with someone else.
What does the Car Lease Calculator calculate?
Monthly lease payment from price, residual value, term, and rate. It returns monthly payment, depreciation part, finance part and total over the lease from the 4 values you provide.
What values does the Car Lease Calculator start with?
It opens with vehicle price 35000 $, residual value 60 %, lease term 36 months and interest rate (apr) 6 % so you can see a working result straight away. Replace them with your own numbers, or press Reset to return to these starting values.
Is the Car Lease Calculator free and private?
Yes. It is free, needs no account, and runs in your browser, so nothing you type is sent to or stored on our servers. See the Privacy Policy for details.
Can I rely on the Car Lease Calculator for important decisions?
Treat the result as a well-rounded estimate. Real situations often have details a general calculator cannot know, so confirm important decisions with a qualified professional. See the Disclaimer for more.