Net Worth Calculator
Fill in the values and the answer updates as you type.
How the Net Worth Calculator works
Net worth = total assets − total liabilities. Use current market values for assets and the remaining balance for each debt. Track it every few months: rising net worth matters more than any single number.
Inputs and results
The Net Worth Calculator takes 6 inputs and gives 4 results.
What you enter
- Cash and savings ($) — starts at 12000.
- Investments and retirement accounts ($) — starts at 45000.
- Home and property value ($) — starts at 250000.
- Vehicles and other assets ($) — starts at 15000.
- Mortgage balance ($) — starts at 180000.
- Other debts (loans, cards) ($) — starts at 12000.
What you get
- Net worth
- Total assets
- Total liabilities
- Debt as share of assets
Example: Net Worth Calculator with the starting values
With cash and savings 12000 $, investments and retirement accounts 45000 $, home and property value 250000 $, vehicles and other assets 15000 $ and mortgage balance 180000 $, the calculator returns:
| Net worth | $130,000 |
|---|---|
| Total assets | $322,000 |
| Total liabilities | $192,000 |
| Debt as share of assets | 59.63% |
Change any value above and the results update straight away.
Net Worth Calculator FAQ
How do I use the Net Worth Calculator?
Enter cash and savings, investments and retirement accounts, home and property value and vehicles and other assets in the fields, then read net worth, total assets, total liabilities and debt as share of assets in the result panel. The answer updates as you type, and you can press Calculate or Enter to refresh it. Use “Copy link” to share your exact numbers with someone else.
What does the Net Worth Calculator calculate?
Add up assets and debts to see your net worth. It returns net worth, total assets, total liabilities and debt as share of assets from the 6 values you provide.
What values does the Net Worth Calculator start with?
It opens with cash and savings 12000 $, investments and retirement accounts 45000 $, home and property value 250000 $ and vehicles and other assets 15000 $ so you can see a working result straight away. Replace them with your own numbers, or press Reset to return to these starting values.
Is the Net Worth Calculator free and private?
Yes. It is free, needs no account, and runs in your browser, so nothing you type is sent to or stored on our servers. See the Privacy Policy for details.
Can I rely on the Net Worth Calculator for financial decisions?
Treat the result as a well-rounded estimate. Real situations often have details a general calculator cannot know, so confirm financial decisions with a qualified professional. See the Disclaimer for more.